When the individuals expose to death or permanent total disablement, which entirely prevents them from handling their business or occupation, many troubles occur for their employers, families or the financial institutions to which they are linked with certain contracts or credit plans. In addition to that, continuous thinking on future and arrangements to meet its foreseen fluctuations necessitate seeking a saving or investment plan that provides a suitable financial resource to assist beneficiaries to face the severe life circumstances anticipated in case of breadwinner’s death or disablement. For this reason, Tawuniya launched a number of protection and saving plans needed by the various individuals, employers or the financial institutions and banks that operate on the Islamic Takaful principle.