Al-Shamel Benefits
Although all motor insurance policies may look the same, “Al-Shamel” plan has built-in features which make it superior in many aspects to most other insurance policies available in the market, namely;
• It covers any accidental loss or damage caused to your car and is not limited to named risks only.
• It does cover hail, flood and other convulsions of nature with the exception of sand storms.
• It covers losses incurred due to partial /total theft in addition to Fire Losses
• No deduction for depreciation is applied in respect to replaced parts except for wheels, wheel caps and tires and cars over 7 years old.
• A special “no claim bonus” is offered on renewal.
• Grant discount if the client age is between 25-65 years.
• Grant discount for brand new vehicle.
• It offers optional extensions which have unique built-in features not available elsewhere in the Saudi insurance market.
• It allows automatic renewal when the policy is expired.
• Deductible will be waived if there is a third party involved in the accident and is entirely liable for such occurrence at 100%.
• Tawuniya provides a country-wide network of approved workshops that will promptly and efficiently repair your insured car.
Easy options for Submission of a motor claims through:
o Claim Centers
o Tawuniya Offices at Police Stations
o Toll Free Number