Sanad

Send To Friend

Basic Cover

Indemnity to a third party as a result of an accident whilst driving the insured vehicle, up to SR 5 million per year for death or bodily injury including blood money, and up to 5 million per year for loss of or damage to third party property including public property.

Get a Quote

E-Services

This sophisticated service allows you to obtain SANAD insurance easily through our website. When you submit the proposal form, you will obtain an instant quotation. Then you can follow the required procedures to obtain the insurance policy electronically. Once you pay the premium, the system will let you print the policy wording, the policy schedule and invoice. You will also receive the original Insurance Card and Bail Bond certificate by express mail within 24-48 hours only.

If you have sanad policy and want to add flood and hail cover, click here.

Extension for Hail and Floods

When severe rains and floods hit Jeddah at the end of 2009, most policyholders whose motor vehicles were exposed to damages could not get indemnity due to holding only compulsory motor vehicle liability insurance policies which is only responsible for covering third party liability and excluding natural perils. The same scenario was experienced when similar rains and floods hit Riyadh at the beginning of 2010. As a result and to better meet the demands of its clients, Tawuniya decided, for the first time in Saudi Arabia, to expend its SANAD Motor Vehicle Liability Insurance Policy to indemnify for losses and damages to motor vehicle caused as direct result of hail and flood due to rains and torrents. The maximum protection per case in event of natural hazard damages is guaranteed for up to SR 20,000 (twenty thousand Saudi Riyals) during the given insurance period. As a bonus, Tawuniya has made this offer available for private motor vehicles at the low cost of SR 50 per motor vehicle per year.

Sanad Unique Fratures

The only motor vehicle liability insurance plan in KSA providing insurance coverage against loss of or damage to the insured motor vehicle caused directly by hail and flood due to rains and torrents.

· Offers the maximum limit of insurance cover to third parties legal liabilities in the Kingdom up to SR10 million

· Provides an insurance card and bail bond approved by the traffic authorities and ensures the prompt release of the driver from the police custody

· The insurance coverage is available to all makes of motor vehicles and is not confined to a specific model

· Wide insurance coverage that includes any accidents caused by the insured vehicle even when the driver is non existent in the vehicle at the time of accident occurrence.

· Lessens the burden on the limited income families, as one insurance policy is quite enough to enable all licensed family members to drive the vehicle

· It can be extended to cover personal accidents for the driver and passengers

· It can be extended to cover drivers less than 21 years old

Sanad Rate (Per annum-SR)

Private Vehicles	21 and above	Between18 21years old	Less than 18 years old
- Sedans, Pick-ups, Jeeps, Saloons, SUVs and Vans-Motor Cycles.	SR 625	SR 1500	SR 1750

* Plus SR 25 as administration fees

a.Personal Accident Extension

This extension to cover personal accidents which encountered the driver or passengers against additional premium as following:

Type	Rate
A Driver	SR60
A Passenger	SR50

b. Extension for Hail and Floods

This extension is to cover the loss of or damage to insured motor vehicle caused directly by hail or floods due to extensive rains and torrents, resulting thereof, against additional premium as following:

Type	Rate
Private Vechile	SR50

The Shariah Committee

The Shariah Committee of Tawuniya has approved Sanad Insurance to become compliant with Shariah requirements as stated by the honorable committee members. The Committee has approved to Tawuniya launching the said product in the market after the revision and scrutinizing. This reflects the real keenness of Tawuniya to have its products compliant with the Shariah requirements. This reassures our clients, increases their trust in our products and relieves any worries.

for more information about Shariah Committee click here