The Shariah Committee of Tawuniya has approved Sanad Plus for Private Vehicle and Third Party liability Insurance to become compliant with Shariah requirements as stated by the honorable committee members. The Committee has approved to Tawuniya launching the said product in the market after the revision and scrutinizing. This reflects the real keenness of Tawuniya to have its products compliant with the Shariah requirements. This reassures our clients, increases their trust in our products and relieves any worries.

Insured vehicle:

Any accidental damage(s) to the insured vehicle up to SR 10,000 per year.

Third Party Liability:

Indemnity to a third party as a result of an accident whilst driving the insured vehicle, up to SR 5 million per

year for death or bodily injury including blood money, and up to 5 million per year for loss or damage to the third party property including the public property.

Sanad Pluc Unique Features

·    Compatible with “Sanad” to cover third party liabilities in addition to the motor vehicle itself.

·    Offers the maximum limit of insurance cover to third parties legal liabilities in the Kingdom up to SR10 million.

·    Grants a bail bond approved by the traffic authorities and ensures the prompt release of the driver from the police custody.

·    Wide insurance coverage that includes any accidents caused by the insured vehicle even when the driver is non existent in the vehicle at the time of accident occurrence.

·    The insurance coverage is available to all vehicles used for personal, domestic, and social purposes regardless to make, model or manufacturing year of vehicle.

·    It can be extended to cover personal accidents for the driver and passengers.

·    It can be extended to cover drivers between 18-25 years old.

Sanad plus Rate (Per annum-SR)

Plus SR 25 as administration fees

Personal Accident Extension

This extension to cover personal accidents which encountered the driver or passengers against additional premium as following:

Age Restriction Extension

This extension to cover Drivers between 18-25 years of age against additional premium as following:

The Shariah Committee of Tawuniya has approved Sanad Plus Insurance  to become compliant with Shariah requirements as stated by the honorable committee members. The Committee has approved to Tawuniya launching the said product in the market after the revision and scrutinizing. This reflects the real keenness of Tawuniya to have its products compliant with the Shariah requirements. This reassures our clients, increases their trust in our products and relieves any worries.        

for more information about Shariah Committee click here

Motor Claim Form

Sanad Plus Leaflet

Sanad Plus Proposal form

Sanad Plus Policy Wording