Individuals Insurance

The Shariah Committee of Tawuniya has approved Motor Insurance Policies to become compliant with Shariah requirements as stated by the honorable committee members. The Committee has approved to Tawuniya launching the said product in the market after the revision and scrutinizing. This reflects the real keenness of Tawuniya to have its products compliant with the Shariah requirements. This reassures our clients, increases their trust in our products and relieves any worries.

The Shariah Committee of Tawuniya has approved Sanad Plus for Private Vehicle and Third Party liability Insurance to become compliant with Shariah requirements as stated by the honorable committee members. The Committee has approved to Tawuniya launching the said product in the market after the revision and scrutinizing. This reflects the real keenness of Tawuniya to have its products compliant with the Shariah requirements. This reassures our clients, increases their trust in our products and relieves any worries.

This policy offers cover to the insured, during his / her travel abroad, against the losses suffered by them from a host of eventualities viz., cancellation/ curtailment of trips,  missed departure, emergency medical expenses,  personal accident benefits, loss of baggage, delay of baggage etc. This policy is designed to offer a comprehensive protection to travellers from travel related risks.

Emergency medical cover under a standard policy is offered up to  sr. 3,000,000 per person; and the insured person would also get round the clock assistance from our overseas service providers "medex assist" around the world, for any claim related services. 

We offer two plans:

Short term plan: to cover a single trip

Annual plan: to cover any number of your short trips during the entire year. 

Under these plans 3 schemes are offered to suit your needs:

1.       Worldwide (including US and Canada)

2.       Worldwide (excluding US and Canada)

3.       Only for schengen countries

Winter sports cover is available to persons under the age of 65 years

This is a unique product from the stable of Tawuniya, designed to cover the pilgrims performing hajj / umrah. This policy provides monetary compensation to the dependents of the pilgrims against the pilgrim's accidental death and covers the expenses of emergency medical treatments, during their stay in the kingdom for performing hajj / umrah.
Repatriation of mortal remain is also covered.

Medical professionals are expected to exercise the highest professional care while providing their services to the patients. Nevertheless, as human error cannot be always eliminated, errors and omissions do creep-in in some cases, leading to claims against the medical professionals for committing malpractice. These professionals may become liable to pay compensation to their patients or their dependents for causing any injury to / death of the patient due to their unintentional error, omission, or negligence.

Our well endorsed (known) medical malpractice policy is recommended for protecting the medical fraternity against these liabilities. We offer this cover not only to doctors / surgeons etc, but also to paramedics, nurses, technicians, pharmacists etc.

You can choose from as many as 7 limits of liabilities and can avail policies ranging from 1 to 5 years of duration as it suits your needs. Thus you can rest assured of needed insurance protection for a long period of time.

Add-on cover towards third party liabilities is also provided at your option.

* we offer lucrative discounts on the policies issued for more than one year duration.