Visitors Insurance Program

By purchasing the Visitor Insurance Program from Tawuniya Insurance Company, Visitors to the Kingdom of Saudi Arabia will have the opportunity to obtain health care for medical emergencies or accidents at the best approved medical centers without bearing any further burdens for the cost of this care. This program complies with Saudi Council of Ministers Resolution No. (180) dated 2/5/1435 AH, which obligates all applicants and their companions to obtain entry visas to the Kingdom of Saudi Arabia for the purpose of visiting the Kingdom, extending the visit or for transiting through the country, to submit a valid insurance certificate within the Kingdom which covers emergency medical cases and medical evacuation.
This program is issued as part of the procedures to obtain a tourist / visit visa, while the insurance coverage takes effect once the insured enters Saudi territory. The insured receives outstanding health care services for emergency medical cases that occur while he is inside Saudi territory for a small insurance premium paid along with required documents for obtaining a tourist / visit visa. Tawuniya has coordinated with a number of hospitals and medical centers to receive emergency cases with a direct restriction system without the tourist / visitor making any payments that are within the limits of the Insurance Coverage of the program.
In this context, it should be noted that this insurance is intended only for emergency cases, cases of injury resulting from traffic accidents, and for medical evacuation. Therefore, the tourist / visitor must pledge not to allocate the visit for the purpose of treatment and to disclose any prior illness.


Beneficiaries of Visitor Insurance Program

All members and their companions who apply for entry visas to enter the Kingdom of Saudi Arabia for the purpose of visiting the Kingdom, extending the visit or for transiting through the country, are eligible to benefit from this insurance as they have to submit a valid insurance certificate within the Kingdom which covers emergency medical cases and medical evacuation. Considering that this insurance excludes Umrah & Hajj pilgrims, holders of diplomatic and special passports, companies and international organizations visitors, diplomatic treatment in accordance with the reciprocity principle, and guests of the Kingdom.


Extension of Visitor Insurance Policy

Visitors of the Kingdom of Saudi Arabia holding insurance policy can easily extend the tenure of the policy through Tawuniya Company Online Store. It worth noting that all policies and conditions of the Visitor Insurance Program will apply in the event of the policy extension and the extended Insurance Coverage starts from the expiry date of the valid policy.


Beneficiaries of Tourist Insurance Program

In line with the decision of the Kingdom of Saudi Arabia to allow the citizens of a number of countries to obtain Tourist Visa as of September 2019, Tawuniya Insurance Company launched the Tourist Insurance Program which mainly aims to provide the highest standards of health care for Emergency Medical Cases and Accidents. All applicants for Tourist Visas to enter the Kingdom of Saudi Arabia are eligible to benefit from this insurance as they must present a valid insurance certificate in the Kingdom Saudi Arabia.


Beneficiaries of the Mandatory COVID-19 Risks Coverage Program

All travelers coming to the Kingdom of Saudi Arabia for the purpose of visit/tourism are eligible for this coverage in order to cover the damage and problems resulting from the infection with Coronavirus disease (COVID-19) to preserve the insured’s health and ensure his safety. This coverage provide a package of benefits for the treatment of emergency medical cases, costs of medical quarantine, medical evacuation, and the return of the mortal remains of the insured to his home country. Considering that this coverage does not include the PCR test costs.


Program Cover

The benefits and limit of coverage under Visitors Insurance Program

Coverage

Limit

The maximum benefits limit for each person for the duration of the policy and that includes lower limits specified in this policy

SR 100,000

The expenses of examination and treatment of emergency cases

Up to the policy limit

Hospitalization Expenses:
Excess percentage (contribution in payment) 

No contribution in payment

Hospitalization 

Up to the policy limit

Accommodation and daily subsistence limit for the patient which include bed wage, nursing services, visitations, medical supervision and life support services, but it does not include the cost of medicines and medical supplies, as prescribed by the physician 

(shared room and up to a limit of SR 600/day)

Accommodation limit for patient’s escort 

(shared room and up to a limit of SR 150/day)

Treatment of emergency maternity and delivery cases 

Up to SR 5000 for the duration of the policy

Cost of travel and accompanying of one direct family member

Up to SR 5000 for the duration of the policy

Emergency dental treatment Up to SR 500 for the duration of the policy
The expenses of the birth and treatment of premature babies Up to the policy limit
Treatment to injuries resulting from road traffic accidents Up to the policy limit
The expenses of emergency kidney Dialysis Up to the policy limit
Emergency Medical Evacuation inside and outside the Kingdom Up to the policy limit
Repatriation of mortal remains to the country of origin Up to SR 10,000 for the duration of the policy
Scope of coverage Kingdom of Saudi Arabia 
This policy is issued once, and upon expiry a new policy shall be issued and does not need to be valid for one complete year.
These conditions apply to all applicants intending to obtain a visa to enter the Kingdom for the purpose of visit or extension, transit, or tourism.

Extend Your Visitors Policy

to preview the policy, please click here

to preview Covid-19 policy, please click here


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